CURewards - Earn Points. Get Rewards. Wouldn't it be great to actually earn something when you are using your Retail Employees Credit Union (RECU) Visa Credit Card? Well, now you can with the CURewards Program! Beginning September 1, 2005, whenever you use your RECU Visa Credit Card you will earn valuable Points which can be redeemed towards premium merchandise and exciting travel opportunities.
How the Program Works Participating in CURewards is automatic and free – if you currently have a RECU Visa Credit Card you do not have to do anything - you will automatically earn Points every time you make a purchase using your card. If you don’t have a RECU Visa Credit Card, simply contact a RECU Representative at 952-930-0700 or 1-800-752-3494, or click here for an online application.
These valuable Points are then redeemed towards name brand electronics, housewares, fitness equipment and jewelry. You can also choose to redeem them for great travel options like airline tickets, cruises, rental cars, hotels and overseas tours. It is your choice.
How You Earn CURewards Points You earn one (1) point for every one (1) dollar you charge on your RECU Visa Credit Card, net of any returns or credits you make (cash advances, use of convenience checks, balance transfers, interest accrued and fees assessed will not be eligible to earn Points in the CURewards Program). Unlike other Credit Card Reward Programs, there is no limit to the amount of Points you can earn. You can even double your Points earned when you use your RECU Visa Credit Card for any additional travel needs such as extra airline tickets, car rentals, hotel accommodations and more when you are redeeming Points for travel.
In the future, RECU will also offer you bonus Points when you utilize other RECU products and services. This will allow you to get to your Reward much quicker just by choosing RECU for your daily financial needs.
Points in the CURewards Program remain in your account for 3 full calendar years before they expire. This gives you plenty of time to save them up for that Reward you are dreaming of. The following chart illustrates when your Points will expire:
Year Points Earned
Points will Expire
2005
December 31, 2008
2006
December 31, 2009
2007
December 31, 2010
2008
December 31, 2011
2009
December 31, 2012
2010
December 31, 2013
Rewards - You Have A Choice! In the CURewards Program, you have plenty of choices when it comes to Rewards (unlike other Credit Card Reward Programs):
Air Travel Rewards* starting at 25,000 Points
Cruise Rewards starting at 20,500 Points
Hotel Rewards starting at 15,000 Points
Car Rental Rewards starting at 6,250 Points
Name Brand Merchandise Rewards starting at 2,500 Points
RECU will also be offering Rewards associated with our own products and services, such as discounts on loans or service fees. Your Reward choices are endless - all you need to do is set your sights on the Reward you are looking for!
Redeeming the Points You Earn Redeeming Points in the CURewards Program is quick and easy. CURewards provides a web site for you to browse/select the merchandise or travel you have earned. Just visit www.curewards.com, enter in your 16 digit RECU Visa Credit Card number and login. It will then ask you for the last 4 digits of your Social Security Number for account verification. Once this is done you can:
Search for specific merchandise by entering in a Point level, manufacturer name or key word. You can even redeem your Points once you have found what you are looking for.
Learn about and redeem Points for exciting travel Rewards.
Review Reward specials.
You can also redeem your Points by calling the following phone numbers:
Merchandise Rewards (and all other questions about CURewards): 1-800-637-7728
Travel Rewards: 1-800-900-6160
Go Ahead - Reward Yourself! Start earning Points toward quality merchandise or that dream vacation you've always wanted just by using your RECU Visa Credit Card. It's free. It’s easy. If you don’t have a RECU Visa Credit Card, simply contact a Member Service or Financial Service Representative at 952-930-0700 or 1-800-752-3494, or click here for an online application to apply today.
