APR = Annual Percentage Rate. Rates are not to be used for lock-in purposes and are for information only. Rates can be bought down with discount points. Roughly one discount point reduces the rate .25%, subject to market conditions. Loan size, loan to value, and loan purpose may also be a factor when determining discount points. 30 day Conv., FHA and VA lock quotes. APR may be furnished upon request. Rates and terms are subject to change.
